Tag: BIK

Poland’s Mortgage Market Remains Active Despite Falling Creditworthiness and Rising Housing Prices

The first quarter of 2026 confirmed continued strong activity in Poland’s mortgage market, but it also brought new challenges...

The Truth About the March Mortgage Boom: It’s All About Refinancing

Despite the massive number of mortgage applications in March, apartment prices remained stable. There are strong indications that the...

Polish Banks Report Record Mortgage Lending in March 2026 as Lower Rates Boost Credit Demand

Banks and credit unions in Poland recorded a strong increase in lending activity in March 2026, with mortgage loans...

Poland’s Housing Market in Q1 2026: Mortgage Boom, Shrinking Supply and a Secondary Market Comeback

Strong demand growth, a record surge in mortgage interest, and a clear contrast between shrinking developer supply and a...

Buyers Return, Prices Stabilize: Poland’s Housing Market in Q1 2026

The latest preliminary transaction data from the Metrohouse and Credipass Barometer report indicates a continuation of the price stabilization...

Monetary Policy Council Holds Interest Rates Steady, Reflecting Uncertainty

The post-election dust has settled, and along with it, the situation in the monetary market has stabilized. After a...

Record surge in consumer bankruptcies in Poland. Experts warn: this is just the beginning

10 thousand individuals – that's the number of people declaring bankruptcy in just the first half of 2023 in...

Business arrears to contractors and banks exceeded PLN 42.5 billion

Although the number of companies complaining about unreliable business partners slightly decreased in the third quarter, business arrears have...

Demand for Housing Loans Increases by 248.8% in September

The demand for housing loans in September 2023 increased by 248.8% - according to the BIK Index for Housing...

1 billion PLN debt of young Poles. 20-year-old record holder has almost 800,000 PLN debt.

The amount of debt unpaid on time by individuals aged 18 to 24 stands at 1 billion PLN, according...

Polish Mortgage Market Rebounds

The financial industry is witnessing a clear recovery in the mortgage market. In the second quarter, Poles signed up...

Mortgage availability improves in Poland, thanks to Safe Loan 2% program and lower interest rates

In September, the Mortgage Barometer of Rankomat.pl indicated that the average borrower could borrow 475,000 PLN (~$110,000) from the...